Term Loans

Affordable Business Financing

A term loan is a monetary loan that is repaid in regular payments over a set period. Term loans usually last between one and ten years but may extend longer in some cases.

A term loan usually involves an unfixed interest rate that will add additional balance to be repaid. Excellent Credit and financials are required. Term loans can be long-term facilities with fixed payments, while short and intermediate-term loans might require balloon payments.

A term loan is a loan issued by a bank or Tier 1 lender for a fixed amount and fixed repayment schedule with either a fixed or floating interest rate. Typically, 1, 2, 3, and 4-year fully amortizing loans which are paid back monthly.
Annual interest rates starting at 6.99%.

We specialize in seeing the long-term vision of small business owners when banks are to short sighted to understand the needs of a business and opportunities for growth. We get you approved when your bank won’t understand your dreams!